Acceptance of Terms
By accessing or using Linora's services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not use our platform.
Services Description
Linora provides a payment infrastructure platform that includes virtual card issuance and integrated currency exchange services. The specific features and availability of services may vary by jurisdiction.
Eligibility
You must be at least 18 years of age to use Linora's services. By using our platform, you represent that you meet this age requirement and have the legal capacity to enter into a binding agreement.
Acceptable Use
You agree not to use Linora's services for:
- Any unlawful purpose or to facilitate illegal activity.
- Money laundering, terrorist financing, or sanctions evasion.
- Fraudulent transactions or misrepresentation of identity.
- Any activity that could harm Linora's infrastructure or other users.
- Reselling or redistributing our services without authorization.
Virtual Card Terms
Virtual cards issued through Linora are subject to the terms of the issuing card network (Visa or Mastercard). Cards are non-refundable once issued and delivered. The cardholder is responsible for all transactions made with their virtual card.
Exchange Terms
Exchange transactions are final once initiated. Exchange rates are provided as estimates and may fluctuate between the time of quotation and execution. Linora is not liable for losses due to market volatility or exchange rate changes.
Fees
Applicable fees are displayed before each transaction is confirmed. By proceeding with a transaction, you agree to the fees shown at the time of confirmation. Linora reserves the right to adjust fee structures with reasonable notice.
Limitation of Liability
Linora's total liability for any claim arising from these terms or our services shall not exceed the amount you paid for the specific transaction giving rise to the claim. We are not liable for indirect, incidental, special, or consequential damages.
Modifications
Linora reserves the right to modify these terms at any time. Material changes will be communicated through our platform. Your continued use of our services constitutes acceptance of any modified terms.
Governing Law
These terms are governed by and construed in accordance with applicable international commercial law. Any disputes arising from these terms shall be resolved through binding arbitration.