Compliance Framework
Linora maintains a comprehensive compliance program designed to meet the requirements of applicable financial regulations while preserving user privacy. Our framework is regularly reviewed and updated to reflect evolving regulatory landscapes.
Anti-Money Laundering
Linora employs automated transaction monitoring systems to detect and prevent money laundering and other illicit financial activities. Suspicious transactions are flagged for review and reported to appropriate authorities as required by law.
Sanctions Compliance
All transactions are screened against international sanctions lists including OFAC, EU, and UN consolidated lists. Transactions involving sanctioned entities or jurisdictions are automatically blocked.
Data Protection
Linora's data handling practices comply with major international data protection frameworks:
- GDPR -- Full compliance with the EU General Data Protection Regulation, including data minimization and user rights.
- CCPA -- Compliance with the California Consumer Privacy Act for applicable users.
- Data Sovereignty -- User data is processed and stored in compliance with local data residency requirements.
Payment Card Standards
Virtual card issuance and processing follow PCI-DSS (Payment Card Industry Data Security Standard) guidelines. Card data is tokenized and never stored in plaintext within our systems.
Risk Management
- Transaction limits -- Automated controls to prevent excessive transaction volumes.
- Velocity checks -- Detection of unusual transaction patterns.
- Fraud scoring -- Real-time risk assessment for all transactions.
- Escalation procedures -- Clear protocols for handling high-risk activity.
Reporting
If you have compliance concerns or wish to report suspicious activity observed on the platform, please contact us through our secure reporting channel on the contact page. All reports are treated confidentially.